Get Retirement Saving Tips and Resources for Ages 0 – 65+

Retirement readiness is one of the most significant challenges Americans face today. Yet, a recent study from Voya Financial found that only 17% of working Americans have a written financial plan. So in the midst of a looming retirement crisis, when is the right time to start saving?

James Nichols, head of Retirement Income and Advice Strategy for Voya Financial, talks about how it’s never too early, or too late, to start your retirement planning. From babies to Baby Boomers, Nichols gives tips to prepare viewers for every major milestone. These include suggestions on how and when to start saving, as well as important factors to consider – such as Social Security and healthcare costs – when thinking about your income needs in retirement. Nichols also shares resources that can help you navigate your financial future over the years.

And to help celebrate National Save for Retirement Week, Nichols also shares how new parents can participate in the Voya Born to Save program. On average, more than 10,000 babies are born each day in the U.S. In an effort to help the next generation get a head start on their retirement savings, Voya is offering every baby born in the U.S. on Monday, October 19, 2015 a $500 mutual fund investment.